You can take steps to ensure your data is safe in the event your mobile falls into nefarious hands. Of course, you should start by assuming you will lose your phone at some point. With that in mind, don't store anything that you wouldn't want anyone else to see, including credit card numbers, bank account information, and other sensitive data. Also, be sure to use passwords to protect your phone book or the phone itself (this varies by handset). But remember that if you store anything on your carrier's servers, those files will be much more vulnerable to snoopers. Finally, if you have Bluetooth, turn off the Discoverable feature when not in use.
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